By Dayana Yochim
The Motley Fool’s Fiscal Fitness Boot Camp is in session! Every weekday this month, we’ll walk you through a fresh money-saving/money-making tip as we work toward finding $2,000 in savings you didn’t know you had.
Do you like lending money to the IRS? The answer is yes for three-quarters of taxpayers.
Every year, about 75% of us overpay our taxes. By quite a lot. In fact, the average… Continue
Added by WACP110 Sales&Finance on January 20, 2010 at 4:08pm —
By JIM KUHNHENN, Associated Press Writer Jim Kuhnhenn, Associated Press Writer – 22 mins ago
WASHINGTON – Two blocks from the Treasury, where the government not long ago scrambled to save a collapsing financial system, a team of investigators armed with subpoena powers is preparing the official narrative of the crisis and what went wrong.
As Washington focuses on Congress' regulatory response to the 2008 Wall Street meltdown, the Financial Crisis Inquiry Commission that Congress… Continue
Added by WACP110 Sales&Finance on January 8, 2010 at 4:25am —
get a tax id number...go to your local chamber of commerce and they will help you
Here's a nifty little article I found on the web:
Let's start with the basic business license. Most cities and/or counties may require that if you are starting a business you will need to first acquire a business license.
What is a business license?
By definition a business license is a legal authorization in document form issued by municipal and/or state governments and… Continue
Added by WACP110 Sales&Finance on September 27, 2009 at 11:49am —
The first step is to get a State Business License. File the forms at your county auditors department. Depending upon the occupation seperate accredititions or certifications maybe needed by the vendor or business which you would like to purchase wholesale materials.
If you buy wholesale there is still certain taxable and non-taxable items that can be provided to the end user. Make sure to keep track of the items purchased at wholesale and there end use for tax… Continue
Added by WACP110 Sales&Finance on September 27, 2009 at 11:47am —
Many people wonder how to recover after a bankruptcy. This article will outline the information and steps needed to improve your credit score once bankruptcy is filed. There are many things that can be done today to help your credit score of tomorrow.
The first thing to do, if at all possible, is to avoid bankruptcy. If you are falling further and further behind with your creditors try to call them directly and work out an arrangement that will work for both of you. Bankruptcy is… Continue
Added by WACP110 Sales&Finance on July 29, 2009 at 6:03pm —
(ARA) - Summertime brings fun in the sun and longer daylight hours with one caveat: Hotter temperatures means running the air conditioner and increased energy bills.
The American Lighting Association shares three easy solutions that budget-conscious households can use to immediately save money.
1. Read your labels
Before you purchase another light bulb, lighting fixture or ceiling fan, look for the Energy Star label. Those products have undergone… Continue
Added by WACP110 Sales&Finance on June 18, 2009 at 11:51pm —
as a subject is more than 200 years old dating back to the publication of Adam Smiths Book entitled, An Enquiry into the Nature and Causes of Wealth of Nations. In 1976, economics was not recognized as a separate branch of learning. Adam Smiths book presented first systematic study of economics. It led to the recognition of economics as a separate subject of study. That is why, Adam Smith is generally known as the father of economics.
Since then economics… Continue
Added by WACP110 Sales&Finance on May 2, 2009 at 1:23am —
Sales Leads Generation Expert
How to generate sales leads and keep them!
The most effective form of sales leads generation is networking, whether at social gatherings or network events arrange specifically for that purpose. I describe how you should approach those types of events in my series of articles on lead generation.
But networking does not, of itself, generate sales leads, nor should it. Networking should be the… Continue
Added by WACP110 Sales&Finance on April 24, 2009 at 11:54am —
The credit score formula lenders use to determine your "credit worthiness" may soon change. The higher your credit score, the more likely you are to get a better deal on a mortgage, auto loan and even a cell phone contract. But with the new changes, your credit score could change significantly.
Some of the factors that determine your credit score include paying your bills on time, the amount of credit you've established, the amount of credit used versus the amount of credit you have… Continue
Added by WACP110 Sales&Finance on April 20, 2009 at 12:16am —
With so many different types of mortgage available, it’s difficult to determine the right one for you. Before you start looking at available mortgages, however, it’s important to first evaluate your finances, as your financial situation is an important factor that will dictate the type of loan you need, and how much you can afford to borrow.
Step One: Evaluating Your Finances
Before you even think about the type of mortgage you should obtain, it’s important… Continue
Added by WACP110 Sales&Finance on April 16, 2009 at 11:05pm —
Many of the world's richest people had parents with a high aptitude for math, and more were born in the fall than in any other season. Find out what else top billionaires have in common
Want to become a billionaire? Up your chances by dropping out of college, working at Goldman Sachs or joining Skull & Bones.
Are billionaires born or made? What are the common attributes among the uber-wealthy? Are there any true secrets of the self-made?
We get these… Continue
Added by WACP110 Sales&Finance on April 10, 2009 at 12:06am —
It is a known fact when times get difficult and we experience challenges in our lives we tend go back into the past in the search for answers.
Cycle analysis looks to forecast the future by looking at the past. There is the belief that what has worked in the past will work again in the future. Up to a certain degree this is true, but ultimately going back in time for answers is a very simplistic way of going about things and does not stand the test of time very well. In fact it is… Continue
Added by WACP110 Sales&Finance on April 6, 2009 at 11:37pm —
Take a look at how real people put cost-cutting ideas into action and watch their savings add up. Collectively, Michele Harrison, Mike and Vjera Silbert and Stephanie Dunshee offer a combined total annual savings of $17,860.
Meet the Harrisons
They've put saving first and mended spendthrift ways. Their ideas add up to: Annual Savings of $5,200.
When her daughter McKenzie was born three years ago, Michele Harrison decided to reform her spendthrift… Continue
Added by WACP110 Sales&Finance on April 2, 2009 at 9:45am —
Self-control is one of the many virtues that is something that can be learned by each and every person. And learning it will prove to be very significant in the way people handle their finances. Possessing a sense of self-control somehow helps people to put aside money instead of spending it. It helps people to resist the terrible "itch" they get to spend money the moment they get hold of it.
This is a common pitfall for most people. Often, when people come into a… Continue
Added by WACP110 Sales&Finance on April 2, 2009 at 12:19am —
Cheap loans are the latest addition in the loan category that claims to offer cheap and easy loans to the borrowers. It simply implies that a loan is offered at better terms and conditions that go perfectly with the borrowers requirement. Depending on your circumstances and interpretation of cheap loans, what can be cheap to one, may not be to another. Cheap loans can either be the cheapest monthly repayments for the amount you are borrowing or cheap loans may be low interest rate or interest… Continue
Added by WACP110 Sales&Finance on March 24, 2009 at 9:07am —
Everybody has goals in life, even from the time they are young girls and boys. We never actually lose sight of these goals as we grow older. What sometimes happens is that we procrastinate or shelve these goals towards middle age. (Sometimes even before middle age, as early as our 20s) What causes this despondency? It could be disappointment over some of the choices we made in life. However, these goals are never forgotten. You could say that goals are what give each of us hope. Even if we are… Continue
Added by WACP110 Sales&Finance on March 21, 2009 at 11:02pm —
Troubled US insurance giant AIG says it has agreed to demands from the Obama administration to restructure its bonus payments to staff.
Bonuses for top executives are to be sharply cut in 2009, AIG's Chairman Edward Liddy wrote in a letter to US Treasury Secretary Timothy Geithner.
Bonuses agreed to in 2008 would be paid because they are legally binding.
AIG has received bailouts from the US government totalling $180bn (£129bn) since coming close to… Continue
Added by WACP110 Sales&Finance on March 15, 2009 at 10:46pm —
Tuesday March 10, 12:46 pm ET
FOOT NOTE FIRST: As we look on AS THE WORLD TURNS, we must understand what time it really is. We MUST create our own industries of EMPOWERMENT and not just wait on others to regain their strength. Most of these stats are only an indication of OPPORTUNITIES for those who are awake to take advantage. Study the WACP.tv PLAN OF ACTION and you will see a way out. Now for the story...
By Rick… Continue
Added by WACP110 Sales&Finance on March 12, 2009 at 7:51am —
CURRENT WACP MEMBERS
CAN REFER ONLY 3 MEMBERS AFTER THE LAUNCH DATE OF APRIL 1, 2009...TO BECOME AN AFFILIATE WITH FULL BENEFITS. ($O. INVESTMENT FOR PRESENT COMMUNITY MEMBERS!)
Added by WACP110 Sales&Finance on March 11, 2009 at 7:30am —
The Internal Revenue Service's decision this week to quit using debt collectors to dun delinquent taxpayers was celebrated by public employee unions as a pendulum shift after watching the Bush administration often opt for private contractors over federal workers to deliver government services.
The IRS program was a small one, bringing in a little more than $80 million since its inception in 2006. But it represented an ideological toehold for… Continue
Added by WACP110 Sales&Finance on March 7, 2009 at 9:28am —